Practice Navigator™ Version 3.02   For Excel 2000 and higher

Have you ever wondered how much income you could reliably maintain from your investments and wished that you could have a practice run?  The Practice Navigator™ allows you to do just that.  It simulates real-life stock market variability so that you can practice making financial decisions without the risk of financial loss.  Test your skills and see if you can maintain your desired income for up to 30 years.  After a little practice you may be surprised to see how much better you can do compared to a traditional Systematic Withdrawals approach.  

Ready for some competition?  See if you can beat the maximum withdrawal rates that we have posted below.  If you succeed send us a copy of your winning strategy.  Once validated we'll post your name and a screen shot to show how you did it.  Now we don't advocate pushing the withdrawal rate to the outer limits in the real world!  But within the context of a game, it is a measure of strategy and skill.  We hope to illuminate the strategies and techniques that will also serve investors well for successfully maintaining a more practical level of investment income.  Click Here for contest instructions.

Your Excel program must have macros enabled to use the Practice Navigator™.  If your Excel program does not have macros enabled and it does not give you the option to enable macros when the Practice Navigator™ is launched, you will need to modify the security setting.  To do this, click "Tools" on the Excel menu bar, then select "Macro", then "Security", and then choose either the Medium or Low setting.  Close Excel and re-launch the Practice Navigator™. Practice Navigator™ may not be compatible with versions or Excel prior to Excel 2000, and it is not compatible with Macintosh computers.